UCG Merchant Services
Cutting-Edge Payment Solutions. Cash Back.
No Hidden Fees.
Sign up today and receive a free point-of-sale device plus cash back directly to your bottom line.
Supporting Local Businesses
We proudly serve and advocate for small- and mid-sized business owners across the U.S.
Our mission is to make advanced payment systems accessible to all.
We Offer:
Price protection on every purchase
24/7 dedicated client support
The lowest processing rates in the industry
Cash advance options for growth
Custom surcharging and pricing settings
A free POS upgrade opportunity
FREE POS System Offer
Switch from your old terminal and receive a new POS system and standalone terminal — absolutely free.
Industry Solutions
Retail Solutions
Perfect for apparel, vape, grocery, convenience, gift shops, and more.
Real-time inventory tracking
Integrated eCommerce & multi-store setups
Advanced reporting tools
Flexible checkout experiences
1-on-1 onboarding + 24/7 expert support
Hospitality Solutions
Designed for restaurants, bars, quick service, fine dining, hotels, and more.
Kitchen and table management
Online ordering & delivery integrations
Staff scheduling & stock control
Real-time analytics and reporting
1-on-1 onboarding + 24/7 expert support
Industry Solutions
Cost-Cutting Expertise
We identify hidden savings on your monthly processing bill without sacrificing service.
Tailored Setup
We align your unique business needs with the right POS system and merchant service plan.
Dedicated Support
From onboarding to troubleshooting, our experts are just a call away — always.
Guaranteed
Low Rates
We review your current statements and beat your existing rates — even for reward cards.
Surcharge-Ready
Boost revenue by enabling customer-friendly surcharging options, legally and securely.
Get Started Today
Switch once. Stay forever.
UCG provides the most complete, reliable, and affordable credit card processing for small businesses.
Price Protection Promise
Find a lower rate after signup? We’ll beat it — so you’ll never have to switch again.
Client-First Payment Experience
From mobile to in-store to online, we deliver seamless payment journeys for your customers.
All Payment Types. One Ecosystem.
Whether your customers pay online or in-person, Harlow makes it simple, secure, and affordable.
E-Commerce Payments
Connect with your customers instantly and enjoy the industry’s lowest online transaction fees.
Card-Not-Present Payments
Secure, affordable solutions for invoices, phone orders, and remote payments.
Card-Present Payments
Modern POS systems that reduce friction, minimize fees, and maximize satisfaction.
Questions?
We’re Here to Help.
UCG proudly supports small- and mid-sized businesses with affordable,
expert-backed merchant services
STILL NOT SURE?
Frequently Asked Questions
Which payment platform has the lowest fees?
We specialize in finding the most cost-effective solution for your business type and transaction style.
What percentage do payment processors take?
This varies, but our custom rate analysis ensures you’re always getting the lowest fees possible.
How do credit card fees work for small businesses?
Credit card companies and processors charge interchange and markup fees — we help minimize both.
What’s the most affordable POS system for a small business?
Our current promotion includes a free POS system upgrade for qualifying businesses.
What’s the best online payment method for small businesses?
It depends on your model, but we offer custom integrations for Shopify, WooCommerce, and more.
What should I look for in a retail POS system?
Key features include inventory tracking, customer management, and flexible payment integrations.
How do processors ensure security for small business payments?
We use PCI-compliant tools and advanced fraud protection built into every transaction flow.
COMPANY
OUR LEADERSHIP
INTEGRATION
CONTACT
© Copyright Universal Consulting Group Inc. 2025. All Rights Reserved.
