Process More for Less With Universal Consulting Group Inc.
Universal Consulting Group Inc. is the trusted partner for small- and mid-sized businesses seeking smarter, more affordable credit card processing solutions. Backed by decades of expertise, we deliver one of the most reliable and cost-effective systems available today. Our priority is helping your business thrive while keeping more money in your pocket.
Process More for Less With Universal Consulting Group Inc.
Universal Consulting Group Inc. is the trusted partner for small- and mid-sized businesses seeking smarter, more affordable credit card processing solutions. Backed by decades of expertise, we deliver one of the most reliable and cost-effective systems available today. Our priority is helping your business thrive while keeping more money in your pocket.
Industry Solutions
Cost-Cutting Expertise
We identify hidden savings on your monthly processing bill without sacrificing service.
Tailored Set-up
We align your unique business needs with the right POS system and merchant service plan.
Dedicated Support
From onboarding to troubleshooting, our experts are just a call away — always.
Industry Solutions
Cost-Cutting Expertise
We identify hidden savings on your monthly processing bill without sacrificing service.
Tailored Set-up
We align your unique business needs with the right POS system and merchant service plan.
Dedicated Support
From onboarding to troubleshooting, our experts are just a call away — always.
Supporting Local Businesses
We proudly serve and advocate for small- and mid-sized business owners across the U.S.
Our mission is to make advanced payment systems accessible to all.
We Offer:
Price protection on every purchase
24/7 dedicated client support
The lowest processing rates in the industry
Cash advance options for growth
Custom surcharging and pricing settings
A free POS upgrade opportunity
Supporting Local Businesses
We proudly serve and advocate for small- and mid-sized business owners across the U.S.
Our mission is to make advanced payment systems accessible to all.
We Offer:
Price protection on every purchase
24/7 dedicated client support
The lowest processing rates in the industry
Cash advance options for growth
Custom surcharging and pricing settings
A free POS upgrade opportunity
Get Started Today
Switch once. Stay forever.
UCG provides the most complete, reliable, and affordable credit card processing for small businesses.
Competitive Rates
We review your current statements and beat your existing rates — even for reward cards.
Surcharge-Ready
Boost revenue by enabling customer-friendly surcharging options, legally and securely.
Price Protection Promise
Find a lower rate after signup? We’ll beat it — so you’ll never have to switch again.
Client-First Payment Experience
From mobile to in-store to online, we deliver seamless payment journeys for your customers.
All Payment Types. One Ecosystem.
Whether your customers pay online or in-person, Harlow makes it simple, secure, and affordable.
E-Commerce Payments
Connect with your customers instantly and enjoy the industry’s lowest online transaction fees.
Card-Not-Present Payments
Secure, affordable solutions for invoices, phone orders, and remote payments.
Card-Present Payments
Modern POS systems that reduce friction, minimize fees, and maximize satisfaction.
Get Started Today
Switch once. Stay forever.
UCG provides the most complete, reliable, and affordable credit card processing for small businesses.
Competitive Rates
We review your current statements and beat your existing rates — even for reward cards.
Surcharge-Ready
Boost revenue by enabling customer-friendly surcharging options, legally and securely.
Price Protection Promise
Find a lower rate after signup? We’ll beat it — so you’ll never have to switch again.
Client-First Payment Experience
From mobile to in-store to online, we deliver seamless payment journeys for your customers.
All Payment Types. One Ecosystem.
Whether your customers pay online or in-person, Harlow makes it simple, secure, and affordable.
E-Commerce Payments
Connect with your customers instantly and enjoy the industry’s lowest online transaction fees.
Card-Not-Present Payments
Secure, affordable solutions for invoices, phone orders, and remote payments.
Card-Present Payments
Modern POS systems that reduce friction, minimize fees, and maximize satisfaction.
Questions?
Contact Us Today
UCG proudly supports small- and mid-sized businesses with affordable, expert-backed merchant services
Questions?
Contact Us Today
UCG proudly supports small- and mid-sized businesses with affordable, expert-backed merchant services
STILL NOT SURE?
Frequently Asked Questions
Which payment platform has the lowest fees?
We specialize in finding the most cost-effective solution for your business type and transaction style.
What percentage do payment processors take?
This varies, but our custom rate analysis ensures you’re always getting the lowest fees possible.
How do credit card fees work for small businesses?
Credit card companies and processors charge interchange and markup fees — we help minimize both.
What’s the most affordable POS system for a small business?
Our current promotion includes a free POS system upgrade for qualifying businesses.
What’s the best online payment method for small businesses?
It depends on your model, but we offer custom integrations for Shopify, WooCommerce, and more.
What should I look for in a retail POS system?
Key features include inventory tracking, customer management, and flexible payment integrations.
How do processors ensure security for small business payments?
We use PCI-compliant tools and advanced fraud protection built into every transaction flow.